PM Vishwakarma Yojana

Loans up to ₹3 Lakh for traditional artisans and craftspeople

Amount Range

Up to ₹3 Lakh

Timeline

15-30 days

Interest Rate

5% (after subvention)

Subsidy

5% Interest

Overview

PM Vishwakarma Yojana provides collateral-free credit, skill training, and modern tools to artisans and craftspeople engaged in traditional trades.

Key Benefits

Collateral-free loan up to ₹3 Lakh
Interest subvention of 5%
Skill training with stipend
Modern tools assistance up to ₹15,000

Eligibility Criteria

Business Types

Sole ProprietorPartnership

Categories

GENERALWOMENSC/STMINORITY

Purposes

EquipmentWorking CapitalExpansion

Required Documents

Identity Proof (Aadhaar)
Address Proof
Bank Account Details
Caste Certificate (if applicable)
Skill Certificate

Frequently Asked Questions

Traditional artisans and craftspeople such as carpenters, blacksmiths, goldsmiths, potters, weavers, and 18 identified trades can apply.

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