SIDBI Make in India Soft Loan (SMILE)

Soft term loans for manufacturing MSMEs under Make in India

Amount Range

₹25 Lakh - ₹10 Crore

Timeline

30-45 days

Interest Rate

9% - 11% p.a.

Overview

SIDBI Make in India Soft Loan Fund for Enterprises (SMILE) provides softer term loans to MSMEs engaged in manufacturing activities to support the Make in India initiative.

Official source: sidbi.in

Key Benefits

Competitive interest rates
Long repayment tenure up to 10 years
Moratorium period available
Quick processing

Eligibility Criteria

Business Types

Sole ProprietorPartnershipPvt Ltd

Categories

GENERALWOMENSC/STMINORITY

Purposes

EquipmentExpansionWorking Capital

Required Documents

Business Registration
GST Registration
Bank Statements (24 months)
ITR (3 years)
Project Report

Frequently Asked Questions

Manufacturing units in sectors like electronics, auto components, pharmaceuticals, textiles, and other priority manufacturing sectors are eligible.

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